{"id":42,"date":"2026-06-28T02:37:36","date_gmt":"2026-06-28T02:37:36","guid":{"rendered":"https:\/\/valutednews.com\/?p=42"},"modified":"2026-06-28T02:37:36","modified_gmt":"2026-06-28T02:37:36","slug":"how-to-buy-gold-money","status":"publish","type":"post","link":"https:\/\/valutednews.com\/?p=42","title":{"rendered":"How to Buy Gold | Money"},"content":{"rendered":"<div style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/img.money.com\/2025\/02\/How-To-Buy-Gold-2025.jpg?quality=85\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How to Buy Gold | Money\" title=\"How to Buy Gold | Money\" \/><\/div><p> <br \/>\n<\/p>\n<div xmlns:default=\"http:\/\/www.w3.org\/2000\/svg\">\n<div class=\"ca-pcu-inline  has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2026-06-28T02:37:36Z\" id=\"ap85580-ww\">\n<div id=\"ap85580-ww-indicator\">\n<div id=\"ap85580-ww-indicator-wrapper\"><span id=\"ap85580-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap85580-ww-label\">Ad<\/span><span id=\"ap85580-ww-icon\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" width=\"16\" src=\"https:\/\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png\"\/><\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"m00646-mc-quick-summary content-width qs-expanded money-component-ca\" id=\"ap9867-mc-quick-summary\">\n<div class=\"qs-content\">\n<ul class=\"qs-bullets\">\n<li class=\"qs-bullet-item\"><span class=\"qs-bullet-dot\"\/>\n<p>Gold hit record highs in 2026, serving as a critical hedge against inflation and a safe-haven asset that often gains value when stocks or the U.S. dollar weaken.<\/p>\n<\/li>\n<li class=\"qs-bullet-item\"><span class=\"qs-bullet-dot\"\/>\n<p>Investors can buy physical bullion (i.e., coins, bars) for tangible ownership or gold-backed securities (i.e., gold ETFs, gold mining stocks) for easier liquidity and lower storage overhead.<\/p>\n<\/li>\n<li class=\"qs-bullet-item\"><span class=\"qs-bullet-dot\"\/>\n<p>Experts recommend limiting alternative assets \u2014 including gold \u2014 to 5% to 10% of a portfolio to provide diversification without sacrificing the higher growth potential of income-generating assets like stocks.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>Gold has been a coveted asset for thousands of years. Today is no exception. The precious metal has surged to a new all-time high in 2026, with many of the tailwinds responsible for record prices still intact. Whether investors plan to buy the metal in its physical form as coins or bars, or as gold-backed securities like gold stocks and <a href=\"https:\/\/money.com\/best-gold-etfs\/\">gold exchange-traded funds<\/a> (ETFs), there are plenty of reasons to consider adding the precious metal to an investment portfolio.<\/p>\n<p>Gold has long been considered a <a href=\"https:\/\/money.com\/what-is-a-safe-haven-asset\/\">safe-haven asset<\/a> because when prices of other investments \u2014 like stocks or real estate \u2014 drop sharply, gold historically retains its value. In some instances of market volatility or market downturns, the precious metal may even gain value while other asset classes experience losses as panicked investors rush to buy what they consider a low-risk store of value.<\/p>\n<p>Some experts also see gold as the ultimate hedge to protect <a href=\"https:\/\/money.com\/heres-how-inflation-impacts-gold-prices\/\">against inflation<\/a> since the yellow metal has retained its value for centuries and recently appreciated to an all-time high. Due to its inverse relationship with <a href=\"https:\/\/money.com\/what-is-fiat-money\/\">fiat currency<\/a>, gold also tends to rise in value when the U.S. dollar weakens. So during periods when people experience eroded purchasing power, the <a href=\"https:\/\/money.com\/investing-in-precious-metals\/\">precious metal<\/a> can increase in worth.<\/p>\n<p>But when does it make sense to buy gold? And what is the best method? In this guide, we share everything you need to know about how to buy gold, including the benefits and downsides of buying physical gold or investing in different types of gold-backed securities.<\/p>\n<h2>Table of Contents<\/h2>\n<div class=\"ca-pcu-inline  has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2026-06-27T21:00:19Z\" id=\"ap9725-ww\">\n<div id=\"ap9725-ww-indicator\">\n<div id=\"ap9725-ww-indicator-wrapper\"><span id=\"ap9725-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap9725-ww-label\">Ad<\/span><span id=\"ap9725-ww-icon\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" width=\"16\" src=\"https:\/\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png\"\/><\/span><\/div>\n<\/div>\n<\/div>\n<h2>Buying gold<\/h2>\n<p>If you\u2019re interested in buying gold, there are two principal ways of doing so: (1) purchasing <a href=\"https:\/\/money.com\/how-to-buy-gold-bars\/\">physical gold<\/a> or (2) investing in gold-leveraged securities like gold stocks, mutual funds or ETFs. Depending on your investment strategy, expertise and the level of risk you&#8217;re willing to take, you may find one or the other more appealing.<\/p>\n<p>Read on to learn how you can buy gold, whether or not it is a good investment and if it is the right fit for your goals.<\/p>\n<h3>Gold bullion<\/h3>\n<p>Bullion is physical gold of high purity and usually comes in the form of ingots, bars, coins or rounds. Rounds are often confused for coins \u2014 like the U.S. Mint\u2019s American Gold Eagle \u2014 because of their circular shape. However, they are closer to gold bars in that they don&#8217;t have value as legal tender and do not differ in design from one year to the next.<\/p>\n<p>Bullion derives its value from the gold content of the precious metal rather than the form of the metal, and it\u2019s measured in what\u2019s known as a troy ounce (standardized at 31.1034768 grams or 1.09714 ounces). You can purchase gold bullion bars in various weights, with bars ranging from 1 gram to 1 kilogram. Investment-quality gold bars are 99.5% (995) pure gold, which is the international standard. Legitimate bars are stamped with the manufacturer&#8217;s name, purity and the weight.<\/p>\n<p>Like any investment, there are pros and cons of having gold in your portfolio. Here is a brief overview of the benefits and downsides of owning the physical precious metal:<\/p>\n<h4>Pros of buying gold bullion<\/h4>\n<p>When you own gold, you own a physical, valuable asset that can be easily passed on to others. Additionally, gold bullion provides <a href=\"https:\/\/money.com\/what-drives-the-price-of-gold\/\">stable value<\/a> and you don&#8217;t need to watch it closely like you would with a portfolio of stocks, mutual funds, ETFs and bonds.<\/p>\n<h4>Cons of buying gold bullion<\/h4>\n<p>You may need a secure vault and\/or <a href=\"https:\/\/money.com\/how-to-insure-physical-gold\/\">gold insurance<\/a> to protect it, especially if it\u2019s held in a <a href=\"https:\/\/money.com\/best-gold-ira-companies\/\">gold IRA<\/a>, for which the IRS maintains strict guidelines on gold purity standards and off-site storage requirements.<\/p>\n<p>There are many reputable gold dealers, but scams are commonly committed by fraudulent online dealers. Gold dealers typically charge a markup \u2014 known as the spread \u2014 from the precious metal\u2019s spot price when you buy or sell it. In some cases, the markup could be 10% or more of the gold\u2019s value. Read about the <a href=\"https:\/\/money.com\/best-online-gold-dealers\/\">best online gold dealers<\/a> to learn more.<\/p>\n<p>Lastly, it can also be difficult to determine the purity of gold on your own, presenting a challenge in verifying the quality of the physical gold you purchase.<\/p>\n<h4>How to buy gold bullion<\/h4>\n<p>There are many retailers that allow you to buy gold online and feature a variety of gold coins, rounds, bars and ingots. Sellers routinely mark up the price of physical gold from its current spot price, so be prepared to pay more than the actual value of the gold itself.<\/p>\n<p>These online gold dealers often offer discounts to members of the military and for buying in bulk. Buying more than 100 gold bars (or 500 gold coins) is considered a bulk purchase, but this will depend largely on the individual seller. You may also be able to buy smaller gold bars, ranging from half a gram up to 100 grams, in stores that specialize in numismatics, pawn shops or some jewelry stores.<\/p>\n<h4>Where to buy gold bars<\/h4>\n<p>For investors interested in purchasing these physical gold assets, our guide on <a href=\"https:\/\/money.com\/how-to-buy-gold-bars\/\">how to buy gold bars<\/a> includes a comprehensive breakdown. Some well-known, reputable dealers that sell gold bars include <a href=\"https:\/\/money.com\/pr\/fb10494ebad8?ap_referrer=https%3A%2F%2Fmoney.com%2Fbest-online-gold-dealers%2F&amp;encoded_id=eYaY2\">APMEX<\/a>, <a href=\"https:\/\/money.com\/pr\/qbef026496ea?ap_referrer=https%3A%2F%2Fmoney.com%2Fbest-online-gold-dealers%2F&amp;encoded_id=eYaY2\">American Hartford Gold<\/a>, <a href=\"https:\/\/go.thormetalsgroup.com\/offer\/ira-kit\/?_ef_transaction_id=&amp;oid=2&amp;affid=4&amp;source_id=%7Btransaction_id%7D&amp;sub1=thor_goldhub&amp;sub3=money&amp;sub4=hub&amp;sub2=%7Bwafid%7D\" target=\"_blank\">Thor Metals Group<\/a>, and <a href=\"https:\/\/money.com\/pr\/b4f1ddd5faa3?ap_referrer=https%3A%2F%2Fmoney.com%2Fbest-online-gold-dealers%2F&amp;encoded_id=eYaY2\">JM Bullion<\/a>.<\/p>\n<h4>Where to buy gold coins<\/h4>\n<p>Several governments, including the U.S., as well as many private mints currently manufacture gold coins. Some of the most well-known government gold mints in the world include the United States Mint, the Royal Canadian Mint, the Royal Mint of the United Kingdom, the Central Mint of the People\u2019s Bank of China and the Perth Mint in Australia<\/p>\n<p>Some of the most well-known privately-owned gold mints in the world include New Zealand Mint, Sunshine Minting, Valcambi, Austrian Mint, South African Mint, Geiger Edelmetalle and PAMP Suisse.<\/p>\n<p>Coins issued by the U.S. Mint are technically legal tender, meaning that in theory, they could be used to pay for goods and services. However, the value of gold coins tends to be much higher than their face value. Collectible coins may have an even higher market value due to their rarity or potentially higher demand. Popular minted coins include the American Eagle, Gold Buffalo, Canadian Maple Leaf, South African Krugerrand, Vienna Philharmonic, Mexican Gold 50 Pesos, British Sovereign and Australian Kangaroo.<\/p>\n<p>Minted coins usually range in size from one-tenth of an ounce to an ounce to accommodate various investors\u2019 buying power. Their purity is usually between 22 and 24 karats, with the purity guaranteed by the mints that produce them. You can buy gold bullion coins from mints, coin shops, online dealers, eBay and coin shows, among other locations.<\/p>\n<h4>Where to buy gold jewelry<\/h4>\n<p><span>When buying gold jewelry, keep in mind that the price you pay will be tied to the craftsmanship of the piece and, importantly, that the amount of gold content will be just a percentage (karat) of its overall weight. In effect, this means you&#8217;ll be paying more money for less gold.<\/span><\/p>\n<p>For example, the most common type of gold used in jewelry in the U.S. is 14K gold, produced from 58.3% pure gold and 41.7% of other metals like copper and silver. Other common mixtures of gold are 18K and 22K. On the other hand, 24K gold \u2014 like investment-grade gold bars \u2014 is 99.95% pure gold and contains no other metals. However, it is rarely used for jewelry because it is softer and more malleable because of its purity.<\/p>\n<h2>Investing in gold<\/h2>\n<p>If purchasing physical gold doesn\u2019t seem like the right fit for you, you can invest in a variety of gold-backed securities. These investments can be made through brokerage accounts and <a href=\"https:\/\/money.com\/best-online-stock-trading\/\">online trading platforms<\/a> and include shares of gold mining stocks, gold streaming stocks and gold ETFs.<\/p>\n<p>Some examples of how you can invest in gold outside of the physical metal include <a href=\"https:\/\/money.com\/best-gold-etfs\/\">gold ETFs<\/a>, like the VanEck Gold Miners Equity ETF (GDX); gold mutual funds, like the Fidelity Select Gold Portfolio Fund; stocks of gold miners and refiners, like Newmont Corp. (NEM) and Barrick Gold Corp. (GOLD); and gold futures contracts, through exchanges like the Chicago Mercantile Exchange.<\/p>\n<p>To learn more, read our guide about <a href=\"https:\/\/money.com\/how-to-invest-in-gold\/\">how to invest in gold<\/a>.<\/p>\n<h2>Should you buy gold?<\/h2>\n<div class=\"m00646-mc-pros-cons content-width money money-component-ca\" id=\"ap70690-mc-pros-cons\">\n<div class=\"lits-cont pros\">\n<ul class=\"list\">\n<li>Gold is a tangible asset that is highly liquid, meaning it\u2019s easy to quickly find a buyer if you need to sell.<\/li>\n<li>Gold has historically been considered a hedge against inflation, since the price of gold tends to keep pace with the cost of living.<\/li>\n<li>Gold can be used to diversify your portfolio because it tends to rally when other asset classes \u2014 such as stocks and real estate \u2014 fall in value.<\/li>\n<\/ul>\n<\/div>\n<div class=\"lits-cont cons\">\n<ul class=\"list\">\n<li>Gold doesn\u2019t produce income like bonds or dividend-paying stocks and ETFs. In the long run, these other assets are likely to outperform gold.<\/li>\n<li>Gold prices can experience volatility.<\/li>\n<li>There are additional costs associated with buying, selling and holding physical gold as an investment.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>Owning gold can be a way to diversify your investment portfolio. Gold is also considered to be a good way of protecting your money from inflation. But, as with any investment, there are risks. Gold can be volatile in the short term and can lag behind equities in terms of long-term price appreciation.<\/p>\n<p>Before purchasing physical gold or investing in gold-backed securities, make sure it fits with your investment strategy, financial goals and risk tolerance.<\/p>\n<h3>Gold and diversification<\/h3>\n<p>Diversification \u2014 which entails owning a mix of different assets \u2014 aims to help shield investors from dramatic losses. In a well-diversified portfolio, when prices for one type of investment decline, you&#8217;re insulated by the prices of others, which can potentially offset losses.<\/p>\n<p>While gold&#8217;s price can be volatile in the short term, it often has an inverse relationship with stock and bond prices. In fact, during financial calamities when investors tend to flee the stock market, gold prices often rally. When the <a href=\"https:\/\/money.com\/how-to-invest-in-sp500\/\">S&amp;P 500<\/a> fell around 30% between November 2008 and March 2009, the price of gold was up by about the same amount.<\/p>\n<p>However, this isn&#8217;t always the case. During <a href=\"https:\/\/money.com\/investor-tips-after-stocks-worst-year\/\">2022&#8217;s bear market<\/a> when the S&amp;P 500 lost nearly 20%, the price of gold also dropped. But it only fell by 0.1% by year&#8217;s end, ultimately beating many other asset classes. Similarly, during the stock market&#8217;s &#8220;tariff tantrum&#8221; in April 2025 when the index fell by more than 12% in one week, gold slid more than 5%.<\/p>\n<p>Nonetheless, owning some gold alongside stocks and bonds is one way to diversify your investment portfolio. Just be mindful that <a href=\"https:\/\/money.com\/how-to-choose-a-financial-advisor\/\">financial advisors<\/a> typically don\u2019t recommend investing more than about 10% of your overall assets in gold or precious metals in general.<\/p>\n<div class=\"ca-pcu-inline content-width has-ad-icon    money-embed-ca\" data-pcu-render-at-=\"2026-06-27T21:00:19Z\" id=\"ap89152-ww\">\n<div id=\"ap89152-ww-indicator\">\n<div id=\"ap89152-ww-indicator-wrapper\"><span id=\"ap89152-ww-text\">Ads by Money. We may be compensated if you click this ad.<\/span><span id=\"ap89152-ww-label\">Ad<\/span><span id=\"ap89152-ww-icon\"><img loading=\"lazy\" decoding=\"async\" alt=\"Ads by Money disclaimer\" height=\"16\" width=\"16\" src=\"https:\/\/s3.money.com\/prd\/image\/image\/15240\/163e573e-202a-466a-b8b8-93da65db2b13.png\"\/><\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"m00646-mc-faqs content-width money money-component-ca\">\n<p><h2 class=\"mc-faqs-h2\">How to Buy Gold FAQs<\/h2>\n<\/p>\n<div class=\"m00646-mc-faqs-items\">\n<div class=\"m00646-mc-faqs-item m00646-mc-faqs-item-open\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">Is gold a good investment?<\/h3>\n<\/div>\n<p>Gold is considered a hedge against inflation and can be used to diversify your portfolio. It&#8217;s also a highly liquid asset, so you&#8217;ll be able to find a buyer for your gold when you need to sell. &#13;<br \/>\n                      However, don&#8217;t expect high returns with gold compared to other asset classes like stocks. It is a considerably stable investment, but over the long term, gold is likely to be outperformed by securities. <\/p>\n<\/div>\n<div class=\"m00646-mc-faqs-item\">\n<p>You can buy physical gold from dealers like JM Bullion and APMEX, as well as pawn and jewelry shops. Keep in mind that purchasing gold from jewelry stores and pawn shops could be riskier as it could end up being a lower karat and have a higher markup. You can also buy gold-backed securities \u2014 like gold stocks, gold-leveraged ETFs and mutual funds as well as gold futures \u2014 through a brokerage or online trading app.<\/p>\n<\/div>\n<div class=\"m00646-mc-faqs-item\">\n<div class=\"m00646-mc-faqs-item-heading\">\n<h3 class=\"mc-faqs-h3\">Do you have to pay taxes on gold?<\/h3>\n<\/div>\n<div class=\"m00646-mc-faqs-item-content\">\n<p>Profits from trading securities (e.g, stocks, ETFs, mutual funds, CDs and bonds) are considered capital gains and are taxed at special long-term and short-term capital gains rates. Short-term capital gains taxes can range anywhere from 10%\u201337%, while long-term capital gains taxes are 0%, 15% or 20% depending on your taxable income. One exception is for ETFs backed by physical gold (not gold mining companies), from which gains are taxed as collectibles rather than capital gains.<\/p>\n<p>The IRS views profits you earn from trading physical gold and other collectibles differently. If you own physical gold for less than one year, gains are taxed as ordinary income. If you own physical gold for longer than one year, gains are taxed at a maximum 28% rate.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Summary of How to Buy Gold<\/h2>\n<p>Gold investments are considered a hedge against inflation and, historically, a store of value. They also offer the benefits of portfolio diversification. However, consider the risks of investing in gold before adding the precious metal to your portfolio.<\/p>\n<p>Most financial advisors recommend not investing more than 5% to 10% of your overall portfolio in <a href=\"https:\/\/money.com\/young-investors-collectibles-crypto\/\">alternative assets<\/a> like gold. Because the price of the precious metal remains relatively stable \u2014 unlike speculative investments like cryptocurrency \u2014 it offers a safe haven for investors. But because the physical metal doesn&#8217;t generate income, gold is unlikely to produce the large gains that other asset classes like stocks and real estate are capable of.<\/p>\n<p>If you decide to invest in gold, you can purchase the physical metal (i.e., gold bullion ingots, bars, coins or rounds) or invest in gold-backed securities (i.e., stocks, ETFs, mutual funds and futures).<\/p>\n<h2>More from Money:<\/h2>\n<p><a href=\"https:\/\/money.com\/best-gold-ira-companies\/\">Best Gold IRA Companies<\/a><\/p>\n<p><a href=\"https:\/\/money.com\/best-online-gold-dealers\/\">Best Online Gold Dealers<\/a><\/p>\n<p><a href=\"https:\/\/money.com\/best-gold-etfs\/\">Best Gold ETFs<\/a><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/money.com\/how-to-buy-gold\/?xid=moneyrss\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ads by Money. We may be compensated if you click this ad.Ad Gold hit record highs in 2026, serving as a critical hedge against inflation and a safe-haven asset that often gains value when stocks or the U.S. dollar weaken. Investors can buy physical bullion (i.e., coins, bars) for tangible ownership or gold-backed securities (i.e.,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":43,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/img.money.com\/2025\/02\/How-To-Buy-Gold-2025.jpg?quality=85","fifu_image_alt":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-42","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/posts\/42","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valutednews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42"}],"version-history":[{"count":0,"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/posts\/42\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/valutednews.com\/index.php?rest_route=\/wp\/v2\/media\/43"}],"wp:attachment":[{"href":"https:\/\/valutednews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/valutednews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/valutednews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}